Sam’s Club Credit Card Login: Bill Payment, Customer Service

Sams Club Credit Card login is an easy way to manage the online account, check account information, and make online bill payments. In this article, we are sharing all important information related to the Sams Club Credit Card.

How to log in online? How to pay bills and check the rewards balance? How to apply for a new Credit Card? etc.

Sams Club Membership

Sams Club membership enables customers to purchase the items at wholesale rates from the stores and online. All members get exclusively discounted products and extra cashback.

Sam’s Club is serving its customers through stores across 600 locations in the United States and the online e-commerce website

The company has also a presence in other countries such as Brazil, China, and Mexico. It was founded by Sam Walton and started the first Sams Club in 1983. Sam Walton is also the founder of Walmart which acquired the Sams Club retail warehouse chain in 1990.

There are two types of membership plans offered by Sam’s Club

  • Normal Club membership by paying 45$/year
  • Plus membership by paying 100$/year.

Benefits of Sams Club Membership:

  • All members will get the products at a discounted wholesale price.
  • Plus members will get free shipping for most of the items.
  • Cash rewards, early sale event invitations.
  • Get only discounted products that are already shortlisted by the team.
  • Access the premium and best quality private brand products.
  • Get 2% cash back on qualifying purchases subject to a maximum of 500$ cashback in a year.
  • Pharmacy and Optical items are only available with a Sams Club Plus membership.

Sams Club Credit Card

Sams Club members can apply for a SamsClub Credit Card to get extra cashback and benefits. Synchrony Bank offers the Credit Cards in partnership with Sams Club to its members. There are two types of Credit Cards offered by Synchrony Bank on behalf of Sams Club.

  • SamsClub Credit Card
  • Sam’s Club MasterCard

Benefits of Sams Club Credit Card:

Club members will get the below-mentioned benefits.

  • Plus members will get 3% cashback and normal members will get 1% cashback every time they make a purchase at Sam’s Club.
  • There is no annual fee for both Credit Card
  • Credit Cards can be used at all Sams Club and Walmart stores.
  • Cashback is available only with Sams Club MasterCard.
  • Plus members will get an extra 2% cash back on eligible products purchases through Sams Club MasterCard

Fee & charges:

Annual Percentage Rate (APR)
for Purchases and Quick
Cash Advances
prime rate plus rate plus 12.40% or 20.40% based on your creditworthiness
APR for Balance TransfersN/AN/A
APR for Cash AdvancesN/Aprime rate plus 17.40% or 23.40% based on your creditworthiness
Minimum Interest Charge$2$2
Annual FeeNoneNone
Balance Transfer feeN/AN/A
Cash Advance feeN/AEither $5 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction FeeN/ANone
Late payment penaltyUp to $40Up to $40

Sam’s Club Credit Card/ MasterCard login

If you have a Sams Club Credit Card or MasterCard then you can log in to the online portal and manage your account. Samsclub Credit Card login and MasterCard login process are the same.

There are many facilities available through the online account.

Sam’s Credit Card login benefits:

  • Manage your account online anywhere anytime.
  • Check cashback and rewards details online.
  • View and download credit card monthly statements.
  • Online Bill Payments and automatic payment enrollment.
  • New Cardholders can activate their credit card online.
  • Cardholders can set credit card alerts according to their preference.

Sam’s Club Credit Card login process:

Total Time: 5 minutes

  1. Open the official website

    sam club official website

    The first step is to open the official Sam’s Club website which is available through the link.

    Click this link to visit the homepage. On the homepage click the Sam’s Club Credit link located at the top bar.

  2. Open the Credit Card Account portal

    link to open sams club credit portal

    On the next page, you will see a message “Already have a card? Manage your Credit Account“. Click the Manage Your Credit Account link.

  3. Select your Credit account type

    On the next page, you will have to select which type of Credit Card you are using.

    If you are a normal user then you will have to click the “Consumer Credit Account” link and if you are a business user then you will have to click the “Business Credit Account” Link.

    If you are not sure then you can check your credit card number.

    The Credit Card number beginning with 604599 or 521333 are normal consumers and the Credit Card number beginning with 604600 or 040 or 556053 are business cardholders.

    You can also open this page directly at

  4. If you are a Consumer Credit Cardholder

    sams club consumer credit account login page

    Click the Consumer Credit Account link. A login page will appear on the screen (as shown above). In the login form enter your user id and password and click the Secure Login button.

  5. If you are a business credit card holder

    Click the Business Credit Account link. A login page will appear on the screen (as shown above). In this login form enter your User ID, and Password, and click the Login button.

How to apply for Sam’s Club Credit Card?

All registered members can apply for a Sam’s Credit Card. If you are not a Sams Club member then you will have to apply for a membership first.

The Credit Card application process is given below. Please have a look.

1-Open the official website and click the Join link located at the top corner of the homepage.

2-On the next page, select your membership type. Click on the ‘Select Club’ or ‘Select Plus’ link. A new Sam’s Club membership online form will appear on the next page.

sams club membership online form

3-Fill this form completely and click the Continue button.\6-On the next page pay the required membership fee which is 40$ for Club Membership and 100$ for Plus membership.

4-After the membership registration process, Open the official website and click the Sam’s Club Credit Link on the top side or visit directly.

5-Click the Apply Now link. On the next page, log in by using your login credentials and fill out the online Credit Card application form. If approved you will get your Credit Card within 10 to 15 business days.

How to apply for a Business Credit Card?

You can apply for a Sam’s Club Business credit account through offline mode. For that, you will have to fill out an application form and submit it to any Sam’s Club warehouse location.

You may download the application form from the link given below.

Download this application form and take a printout.

Sam’s club credit card Bill Payment

You can make the Credit Card payment online. Please check the steps given below.

Step 1: Open the official portal and click the Manage your Account link.

Step 2: On the next page select your credit account type.

Step 3: On the next page, log in to the portal by using your user id and password.

Step 4: After login, click the View and Make Payments link located under the Payments tab.

Step 5: Pay your Credit Card bill online by using any one payment mode.

Note: Credit Card holders can also enroll for the recurring payments mode.

Sam’s Club credit card customer service

In case of any kind of information or urgent help, you may call the Customer Service Phone Number given below.

For personal credit(800) 964 – 1917
For business credit(800) 203 – 5764
Official website
Sam’s Club member’s login page
Sam’s Club membership online application
Sam’s Club Consumer Credit account login page
Sam’s Club Business Credit account login page
Sam’s Club Consumer Credit online registration

Frequently asked questions

How to reset my password and User ID?

All credit card customers can recover their User ID and passwords online.

Reset your Password online:
1-Open the login page.
2-Click the Password link available there just below the login form.
3-On the next page, In the online password reset form enter your User ID and ZIP code and click the Continue button. You will receive an email including a password reset link.
4-In your email click the password reset link and make a new password for your account.

Recover your User ID online:
1-Open the login page and click the User ID link located below the login form.
2-Enter your account number and click the Continue button.
3-On the next page, complete the rest of the process as per the instructions available there.

I have lost my Sams Club business credit card password and user.

If you have a business Credit then you can recover both your User ID and Password online. Please check the below steps.

Recover Business Credit User Id:
i- Open the official business account login page. If this link is not working then you will find the link at the bottom of this normal credit account login page.
ii- Click the “Trouble Signing in” link under the Forgot your ID/Password option below the login form.
iii-On the next page, you will find two options.

a-Forgot User ID
b-Forgot Password

iv-Click the Forgot User ID link: On the next forgot user id form, enter the required information such as Email id, account number, First name, last name, month, and date of your date of birth, and click the Submit button.

v-Click the Forgot Password link: In the next password reset form, enter your account number and User ID and click the Continue button. A password reset link will be sent to your inbox.

I am a new business credit card user. How to open an online account?

If you recently got your Sams Club Business Credit Card then you can take the benefits of an online account such as reviewing your account summary, paying your card bill, Requesting a credit line increase, etc.

For that, you will have to register yourself online. The process to open an online account is given below.

i-Open the official business Credit account login page. If this link is not working then you will find the link at the bottom of this normal credit account login page.
ii-Click the Get UserID/Password link under the First Time User located below the login form.
iii- On the next page, enter your account number in the online form and click the Continue button. The system will search your account information in its database.
iv-On the next page, you will see your account details. Now you will have to create a new user id and password for your account to access it in the future.

After that, finish the registration process. Now, whenever you want to check your account information just log in with the login credentials you created.

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